ZIP 78406 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 78406 (Nueces County, Texas) returns a moderate composite of 34/100. The pressure is most legible in structural risk (75/100), construction/permit lag (60/100), institutional ownership (58/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). On the structural side it scores 75/100, with 0/100 of stress already active.

The market reads peak — home values held roughly flat year on year, 4.1% off the recent peak, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,934 residents call 78406 home, typically aged 37. Around 2% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 59/100. There are about 348 housing units across 78406. Rent burden reaches 73% of tenant households. Vacancy runs 0.0%. Median household income is $51,646, below the U.S. median near $78,000. The tenure split is 43% owner-occupied to 57% rented. The poverty rate is 3.6% — low.

Net-net, 78406 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 78406 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 78406 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Nueces County, Texas and the nation. The score is rebuilt from public data as it updates, so 78406 reflects the current record instead of a stale or modeled snapshot.

Behind 78406's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78406 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.