ZIP 78413 Foreclosure, Tax-Lien & Distress Report

Nueces County, Texas's ZIP 78413 registers 34/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (76/100), construction/permit lag (60/100), institutional ownership (58/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 76/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (75/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 4.1% off the recent peak, and 7% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

57% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. 13.1% of residents fall below the poverty threshold. The vacancy rate is 9.9%. At $71,624, median income runs near typical U.S. levels. About 31% have a four-year degree. The ZIP holds roughly 15,713 housing units. The typical home is worth about $244,200 (3.2× income, relatively affordable). Around 44% of renters are cost-burdened. Population is roughly 35,103 with a median age of 38.

On balance 78413 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 78413 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 78413 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Nueces County, Texas and the nation. The score is rebuilt from public data as it updates, so 78413 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 78413 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 78413 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.