ZIP 78413 Property Distress & Foreclosure Data

In Nueces County, Texas, ZIP 78413 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (61/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (24/100) stay muted. On the structural side it scores 71/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.0% off the recent peak, and 7% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 57% owner-occupied to 43% rented. On demographic stress specifically, 78413 scores 32/100. Roughly 13.1% live below the poverty line. The vacancy rate is 9.9%. Households earn a median $71,624 — near the roughly $78,000 national figure. About 31% have a four-year degree. The ZIP holds roughly 15,713 housing units. A median home runs $244,200 here, or 3.2 times local income. Around 44% of renters are cost-burdened. 35,103 residents call 78413 home, typically aged 38.

Overall, 78413 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.