ZIP 78414 Property Distress & Foreclosure Data

DLRadar grades ZIP 78414 (Nueces County, Texas) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (61/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (24/100) register low. Structural risk reads 71/100 against active distress of 7/100.

The market reads peak — home values rose 0.6% year on year, 1.0% off the recent peak, and 5% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 6.8%. At $96,788, median income runs above typical U.S. levels. About 51,435 people live here, median age 34. 65% of housing is owner-occupied. There are about 20,680 housing units across 78414. The demographic-stress sub-score lands at 26/100. The typical home is worth about $292,600 (2.8× income, relatively affordable). Around 39% of adults hold a bachelor's degree or higher. The poverty rate is 6.3% — low. Rent burden reaches 37% of tenant households.

Net-net, 78414 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
71/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 78414

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Nueces County

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Deterministic. Every signal traces to a public dataset · methodology