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ZIP 78415 Foreclosure, Tax-Lien & Distress Report

Nueces County, Texas · High Poverty market

ZIP 78415's composite property-distress score is 35/100 - DLRadar classes that as moderate for Nueces County, Texas. What sets it apart are the readings on structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). By contrast, mortgage stress (24/100) register low. The split runs 76/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 4.1% off the recent peak, and 4% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 15,801 housing units. Home values center near $152,000, an affordability ratio of 2.5× — accessible. The vacancy rate is 8.2%. Rent burden reaches 54% of tenant households. 41,869 residents call 78415 home, typically aged 34. Around 12% of adults hold a bachelor's degree or higher. The poverty rate is 26.4% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 36/100. Median household income is $53,803, below the U.S. median near $78,000. Owners hold 57% of homes, renters 43%.

Taken together, 78415 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78415 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78415's 35/100 can be lined up against any neighbor in Nueces County, Texas or any ZIP coast to coast. Where the public record is thin for 78415, the field stays empty rather than modeled, and fills in as new documents post.

78415's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 78415 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

35/100
Composite stress
76/100
Structural risk
7/100
Distress activity

ZIP 78415 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk96
Another 9 scored dimensions sit behind 78415

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

78415 at a glance

Current distress, phase, housing and lender-pressure figures for 78415, drawn from the same report attached to each property.

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