ZIP 78405 Property Distress & Foreclosure Data

DLRadar grades ZIP 78405 (Nueces County, Texas) at a moderate 33/100 for overall property distress. Structural exposure scores 71 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (61/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (24/100) register low.

The market reads peak — home values rose 0.6% year on year, 1.0% off the recent peak, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,334 housing units across 78405. The poverty rate is 35.8% — high, a tax-stress and distress correlate. 54% of housing is owner-occupied. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. About 14,442 people live here, median age 37. Around 4% of adults hold a bachelor's degree or higher. Rent burden reaches 57% of tenant households. The demographic-stress sub-score lands at 39/100. The typical home is worth about $80,300 (2.0× income, relatively affordable). At $37,188, median income runs below typical U.S. levels.

Net-net, 78405 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.