ZIP 78405 Foreclosure, Tax-Lien & Distress Report

Nueces County, Texas's ZIP 78405 registers 35/100 composite distress, which DLRadar reads as moderate. The split runs 76/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). By contrast, mortgage stress (24/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 4.1% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 6,334 housing units across 78405. The poverty rate is 35.8% — high, a tax-stress and distress correlate. 54% of housing is owner-occupied. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 14,442 with a median age of 37. About 4% have a four-year degree. Around 57% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 39/100. Home values center near $80,300, an affordability ratio of 2.0× — accessible. At $37,188, median income runs below typical U.S. levels.

Taken together, 78405 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 78405 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 78405's 35/100 can be lined up against any neighbor in Nueces County, Texas or any ZIP coast to coast. Sparse data for 78405 shows as blanks, never estimates, and the score updates on every fresh public filing.

78405's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 78405 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.