ZIP 78408 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78408 (Nueces County, Texas) returns a moderate composite of 35/100. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). mortgage stress (24/100) stay muted. Latent structural risk is 76/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100).

The market reads peak — home values held roughly flat year on year, 4.1% off the recent peak, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 4,686 housing units across 78408. 19.0% of residents fall below the poverty threshold. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. About 8% have a four-year degree. Around 55% of renters are cost-burdened. Home values center near $88,400, an affordability ratio of 1.9× — accessible. Owners hold 51% of homes, renters 49%. On demographic stress specifically, 78408 scores 34/100. Median household income is $43,096, below the U.S. median near $78,000. About 9,631 people live here, median age 39.

Taken together, 78408 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 78408's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 78408 shows as blanks, never estimates, and the score updates on every fresh public filing.

78408's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 78408 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.