ZIP 78407 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78407 (Nueces County, Texas) at a moderate 35/100 for overall property distress. The split runs 76/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 78407 posted values that held roughly flat over the year, 4.1% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,937 people live here, median age 40. At $53,909, median income runs below typical U.S. levels. The typical home is worth about $98,800 (2.4× income, relatively affordable). On demographic stress specifically, 78407 scores 35/100. Owners hold 68% of homes, renters 32%. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 7% bachelor's-or-above. The ZIP holds roughly 668 housing units. 22.6% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households.

Net-net, 78407 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78407 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 78407's 35/100 can be lined up against any neighbor in Nueces County, Texas or any ZIP coast to coast. 78407 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78407's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78407 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.