ZIP 78407 Foreclosure, Tax-Lien & Distress Report
Nueces County, Texas · High Vacancy market
DLRadar grades ZIP 78407 (Nueces County, Texas) at a moderate 34/100 for overall property distress. The split runs 75/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (74/100). The pressure is most legible in structural risk (75/100), construction/permit lag (60/100), institutional ownership (58/100). On the quiet end sit mortgage stress (24/100).
The peak-phase market in 78407 posted values that held roughly flat over the year, 4.1% off the recent peak (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,937 people live here, median age 40. At $53,909, median income runs below typical U.S. levels. The typical home is worth about $98,800 (2.4× income, relatively affordable). On demographic stress specifically, 78407 scores 35/100. Owners hold 68% of homes, renters 32%. Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 7% bachelor's-or-above. The ZIP holds roughly 668 housing units. 22.6% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households.
Net-net, 78407 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78407 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 78407's 34/100 can be lined up against any neighbor in Nueces County, Texas or any ZIP coast to coast. 78407 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
78407's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78407 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 78407 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 78407 distress snapshot
78407 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nueces County ZIPs near 78407
Nearest ZIP codes to 78407
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Rules-based scoring — each signal ties to a public dataset · methodology