ZIP 78412 Property Distress & Foreclosure Data

ZIP code 78412 in Nueces County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). What sets it apart are the readings on structural risk (71/100), institutional ownership (61/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (24/100).

The peak-phase market in 78412 posted values that rose 0.6% over the year, 1.0% off the recent peak, and 0% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 39,728 with a median age of 30. Vacancy runs 8.1%. Home values center near $197,500, an affordability ratio of 3.1× — accessible. Median household income is $60,509, below the U.S. median near $78,000. There are about 17,120 housing units across 78412. 22.2% of residents fall below the poverty threshold. Owners hold 46% of homes, renters 54%. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 31% bachelor's-or-above. Rent burden reaches 43% of tenant households.

On the whole, 78412 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.