ZIP 78412 Foreclosure, Tax-Lien & Distress Report
Nueces County, Texas · High Poverty market
ZIP 78412's composite property-distress score is 34/100 - DLRadar classes that as moderate for Nueces County, Texas. Latent structural risk is 75/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (60/100), institutional ownership (58/100). mortgage stress (24/100) stay muted.
The peak-phase market in 78412 posted values that held roughly flat over the year, 4.1% off the recent peak, and 0% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
About 39,728 people live here, median age 30. The vacancy rate is 8.1%. The typical home is worth about $197,500 (3.1× income, relatively affordable). Median household income is $60,509, below the U.S. median near $78,000. There are about 17,120 housing units across 78412. 22.2% of residents fall below the poverty threshold. Owners hold 46% of homes, renters 54%. The demographic-stress sub-score lands at 34/100. Educational attainment sits at 31% bachelor's-or-above. Around 43% of renters are cost-burdened.
On the whole, 78412 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 78412 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 78412's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 78412, the field stays empty rather than modeled, and fills in as new documents post.
Behind 78412's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 78412 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 78412 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
78412 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Nueces County
Nearest ZIP codes to 78412
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Nueces County, Texas
Additional distress intelligence spanning Nueces County, Texas by ZIP, county and state.
The complete 78412 distress and acquisition report
See who owns each distressed property in 78412, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology