ZIP 84315 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 84315 (Weber County, Utah) at a low 22/100 for overall property distress. What sets it apart are the readings on structural risk (50/100), construction/permit lag (37/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (71/100).

Prices here sit in a neutral phase: values rose 3.2% over the trailing year, and 9% higher over three years (phase confidence 19/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 25/100. A median home runs $614,300 here, or 4.8 times local income. The poverty rate is 5.4% — low. Rent burden reaches 0% of tenant households. At $111,154, median income runs above typical U.S. levels. The vacancy rate is 2.4%. Around 32% of adults hold a bachelor's degree or higher. There are about 2,897 housing units across 84315. About 9,694 people live here, median age 36. 99% of housing is owner-occupied.

Overall 84315 looks resilient on the surface, so the edge is isolating individual stressed parcels. 84315 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 84315's 22/100 can be lined up against any neighbor in Weber County, Utah or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 84315 reflects the current record instead of a stale or modeled snapshot.

Behind 84315's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 84315 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.