ZIP 84401 Foreclosure, Tax-Lien & Distress Report

Weber County, Utah's ZIP 84401 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (73/100). Structurally it carries 55/100, against 2/100 of stress already in motion. Its standout signals are structural risk (55/100), construction/permit lag (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

Prices here sit in a neutral phase: values rose 3.2% over the trailing year, and 5% higher over three years (phase confidence 19/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $77,333 — near the roughly $78,000 national figure. The ZIP holds roughly 19,199 housing units. 46,784 residents call 84401 home, typically aged 32. Around 32% of renters are cost-burdened. On demographic stress specifically, 84401 scores 36/100. The typical home is worth about $439,900 (5.3× income). The poverty rate is 11.2%. Vacancy runs 7.6%. About 26% have a four-year degree. Owners hold 59% of homes, renters 41%.

Net-net, 84401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 84401 at the moment; the composite and its components are still built from verifiable public records.

The 84401 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 84401 stays directly comparable to neighboring ZIPs and the rest of Weber County, Utah. Where the public record is thin for 84401, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 84401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 84401 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.