ZIP 84015 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 84015 (Davis County, Utah) lands at 18/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 40/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (66/100)).

Prices here sit in a neutral phase: values rose 3.2% over the trailing year, and 3% higher over three years (phase confidence 19/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 23,485 housing units across 84015. The typical home is worth about $417,100 (4.1× income). 75% of housing is owner-occupied. Vacancy runs 3.2%. The demographic-stress sub-score lands at 31/100. Rent burden reaches 35% of tenant households. About 25% have a four-year degree. Households earn a median $92,634 — above the roughly $78,000 national figure. About 70,730 people live here, median age 32. 9.0% of residents fall below the poverty threshold.

Broadly, 84015 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 84015 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 84015 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 84015 stays directly comparable to neighboring ZIPs and the rest of Davis County, Utah. The score is rebuilt from public data as it updates, so 84015 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 84015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 84015 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.