ZIP 84015 Property Distress & Foreclosure Data

In Davis County, Utah, ZIP 84015 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 45 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 2.5% year on year, and 3% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 23,485 housing units across 84015. Home values center near $417,100, an affordability ratio of 4.1×. Owners hold 75% of homes, renters 25%. Vacancy runs 3.2%. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 35% of tenant households. Educational attainment sits at 25% bachelor's-or-above. Median household income is $92,634, above the U.S. median near $78,000. About 70,730 people live here, median age 32. 9.0% of residents fall below the poverty threshold.

Overall 84015 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.