ZIP 84010 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 84010 in Davis County, Utah comes in at 18, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (66/100). Latent structural risk is 40/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The neutral-phase market in 84010 posted values that rose 3.2% over the year, and 4% higher over three years, at 19/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $526,300, an affordability ratio of 4.8×. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $102,038 — above the roughly $78,000 national figure. The ZIP holds roughly 16,489 housing units. Educational attainment sits at 46% bachelor's-or-above. The vacancy rate is 5.5%. Owners hold 72% of homes, renters 28%. The demographic-stress sub-score lands at 31/100. Rent burden reaches 37% of tenant households. Population is roughly 46,666 with a median age of 32.

On balance, 84010 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 84010 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84010 can be compared directly against any other ZIP in Davis County, Utah or nationwide. Nothing here is interpolated — where a source is thin for 84010, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 84010's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 84010 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.