ZIP 84037 Property Distress & Foreclosure Data

ZIP code 84037 in Davis County, Utah carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (67/100)). What sets it apart are the readings on structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Structural exposure scores 45 and live distress 2 on the 0–100 scale.

The peak-phase market in 84037 posted values that rose 2.5% over the year, and 8% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 39,316 with a median age of 34. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $636,700 here, or 4.6 times local income. Vacancy runs 1.6%. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 24% of tenant households. About 51% have a four-year degree. Households earn a median $130,258 — above the roughly $78,000 national figure. There are about 11,415 housing units across 84037. On demographic stress specifically, 84037 scores 26/100.

Broadly, 84037 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.