ZIP 84041 Property Distress & Foreclosure Data

ZIP code 84041 in Davis County, Utah carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (67/100). On the structural side it scores 45/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 7% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

65% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The poverty rate is 8.9%. Around 31% of adults hold a bachelor's degree or higher. At $87,608, median income runs above typical U.S. levels. The typical home is worth about $443,100 (4.5× income). The ZIP holds roughly 19,657 housing units. The vacancy rate is 3.7%. Around 39% of renters are cost-burdened. 54,750 residents call 84041 home, typically aged 31.

On balance, 84041 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.