ZIP 84025 Foreclosure, Tax-Lien & Distress Report

ZIP code 84025 in Davis County, Utah carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (18/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (90/100). Structural risk reads 43/100 against active distress of 2/100.

The market reads neutral — home values rose 3.2% year on year, and 5% higher over three years, at 19/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 40% of tenant households. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Median household income is $120,123, above the U.S. median near $78,000. About 25,055 people live here, median age 32. Educational attainment sits at 51% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $650,700, an affordability ratio of 5.2×. The tenure split is 83% owner-occupied to 17% rented. There are about 7,431 housing units across 84025. Vacancy runs 3.4%.

Broadly, 84025 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 84025 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 84025 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 84025 shows as blanks, never estimates, and the score updates on every fresh public filing.

84025's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 84025 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.