ZIP 84054 Property Distress & Foreclosure Data

Davis County, Utah's ZIP 84054 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 45/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.5% year on year, and 7% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 2.8%. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 7,798 housing units. Educational attainment sits at 41% bachelor's-or-above. Around 27% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Median household income is $107,889, above the U.S. median near $78,000. About 22,201 people live here, median age 32. 3.9% of residents fall below the poverty threshold. Home values center near $505,500, an affordability ratio of 4.4×.

Overall 84054 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.