ZIP 84014 Property Distress & Foreclosure Data

ZIP code 84014 in Davis County, Utah carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 45/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 8% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 26% of renters are cost-burdened. The poverty rate is 2.8% — low. At $118,045, median income runs above typical U.S. levels. Around 48% of adults hold a bachelor's degree or higher. The vacancy rate is 3.5%. The demographic-stress sub-score lands at 25/100. 16,571 residents call 84014 home, typically aged 39. 86% of housing is owner-occupied. The typical home is worth about $531,200 (4.2× income). The ZIP holds roughly 6,005 housing units.

On balance, 84014 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.