ZIP 84040 Property Distress & Foreclosure Data

Davis County, Utah's ZIP 84040 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (67/100)). The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Structural exposure scores 45 and live distress 2 on the 0–100 scale.

The peak-phase market in 84040 posted values that rose 2.5% over the year, and 8% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 28,269 with a median age of 37. A median home runs $542,500 here, or 3.9 times local income. Vacancy runs 2.4%. There are about 9,607 housing units across 84040. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 84040 scores 25/100. The tenure split is 85% owner-occupied to 15% rented. Households earn a median $123,297 — above the roughly $78,000 national figure. About 46% have a four-year degree. Rent burden reaches 28% of tenant households.

Broadly, 84040 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.