ZIP 84040 Foreclosure, Tax-Lien & Distress Report
Davis County, Utah · Distress market
Scored purely from public records, 84040 (Davis County, Utah) returns a low composite of 18/100. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (66/100)). What sets it apart are the readings on structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. The split runs 40/100 structural to 2/100 active on the ground.
The market reads neutral — home values rose 3.2% year on year, and 8% higher over three years (phase confidence 19/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
28,269 residents call 84040 home, typically aged 37. Home values center near $542,500, an affordability ratio of 3.9× — accessible. The vacancy rate is 2.4%. The ZIP holds roughly 9,607 housing units. The poverty rate is 3.2% — low. The demographic-stress sub-score lands at 25/100. The tenure split is 85% owner-occupied to 15% rented. At $123,297, median income runs above typical U.S. levels. About 46% have a four-year degree. Rent burden reaches 28% of tenant households.
Broadly, 84040 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 84040's 18/100 can be lined up against any neighbor in Davis County, Utah or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 84040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
84040's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 84040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 84040’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 84040 by the numbers
The live 84040 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Davis County ZIP reports
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Additional distress intelligence spanning Davis County, Utah by ZIP, county and state.
See every distressed parcel in 84040
Every distressed parcel in 84040 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology