ZIP 84087 Property Distress & Foreclosure Data

ZIP code 84087 in Davis County, Utah carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (45/100), construction/permit lag (20/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 45/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.5% year on year, and 3% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Median household income is $122,201, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $531,900, an affordability ratio of 4.0×. Around 40% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. Educational attainment sits at 36% bachelor's-or-above. 5.7% of residents fall below the poverty threshold. About 17,028 people live here, median age 34. The ZIP holds roughly 5,228 housing units. The vacancy rate is 1.6%.

Overall 84087 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.