ZIP 84087 Foreclosure, Tax-Lien & Distress Report

ZIP code 84087 in Davis County, Utah carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (40/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (66/100). On the structural side it scores 40/100, with 2/100 of stress already active.

The neutral-phase market in 84087 posted values that rose 3.2% over the year, and 3% higher over three years, at 19/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $122,201, above the U.S. median near $78,000. On demographic stress specifically, 84087 scores 29/100. The typical home is worth about $531,900 (4.0× income). Around 40% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. About 36% have a four-year degree. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. 17,028 residents call 84087 home, typically aged 34. The ZIP holds roughly 5,228 housing units. The vacancy rate is 1.6%.

Overall 84087 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 84087 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 84087 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 84087 can be compared directly against any other ZIP in Davis County, Utah or nationwide. Where the public record is thin for 84087, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 84087 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 84087 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.