ZIP 87557 Foreclosure, Tax-Lien & Distress Report
Taos County, New Mexico · High Vacancy market
ZIP code 87557 in Taos County, New Mexico carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (69/100). The most distinctive pressure shows up in construction/permit lag (67/100), structural risk (38/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Latent structural risk is 38/100 while live distress already moving reads 2/100.
The peak-phase market in 87557 posted values that rose 1.9% over the year, and 29% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 4,512 people live here, median age 42. A median home runs $356,400 here, or 6.5 times local income. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,531 housing units across 87557. Educational attainment sits at 43% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 42/100. At $56,979, median income runs below typical U.S. levels. The tenure split is 84% owner-occupied to 16% rented. Around 51% of renters are cost-burdened.
On the whole, 87557 leans distressed, with opportunity clustered in specific stressed parcels. 87557 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 87557's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 87557, the field stays empty rather than modeled, and fills in as new documents post.
87557's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 87557 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 87557
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
87557 at a glance
The live 87557 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Get the full acquisition report for 87557
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Each signal above is traceable to an open dataset · methodology