ZIP 87557 Property Distress & Foreclosure Data

ZIP code 87557 in Taos County, New Mexico carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (69/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (38/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural exposure scores 38 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 29% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,512 residents call 87557 home, typically aged 42. A median home runs $356,400 here, or 6.5 times local income. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. There are about 2,531 housing units across 87557. About 43% have a four-year degree. On demographic stress specifically, 87557 scores 42/100. Households earn a median $56,979 — below the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 51% of tenant households.

Taken together, 87557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.