ZIP 90278 Foreclosure, Tax-Lien & Distress Report

In Los Angeles County, California, ZIP 90278 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100)). Its heaviest discrete signals: institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (4/100) stay muted. Latent structural risk is 69/100 while live distress already moving reads 8/100.

The peak-phase market in 90278 posted values that held roughly flat over the year, and 12% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $1,242,700 (8.1× income, severely stretched). Around 63% of adults hold a bachelor's degree or higher. About 42,536 people live here, median age 39. The ZIP holds roughly 16,625 housing units. Owners hold 58% of homes, renters 42%. Vacancy runs 4.6%. 4.6% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Median household income is $148,581, above the U.S. median near $78,000. The demographic-stress sub-score lands at 40/100.

Net-net, 90278 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 90278 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 90278 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 90278 shows as blanks, never estimates, and the score updates on every fresh public filing.

90278's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 90278 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.