ZIP 92678 Foreclosure, Tax-Lien & Distress Report

Orange County, California's ZIP 92678 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 62/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (62/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 4.9%. 9.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 49/100. Educational attainment sits at 44% bachelor's-or-above. The typical home is worth about $1,007,500 (8.6× income, severely stretched). Median household income is $115,250, above the U.S. median near $78,000. 668 residents call 92678 home, typically aged 51. There are about 259 housing units across 92678.

Overall, 92678 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 92678 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 92678 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 92678 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

92678's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 92678 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.