ZIP 92678 Property Distress & Foreclosure Data

ZIP code 92678 in Orange County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on construction/permit lag (78/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. Vacancy runs 4.9%. The poverty rate is 9.1%. The demographic-stress sub-score lands at 40/100. Around 44% of adults hold a bachelor's degree or higher. The typical home is worth about $1,007,500 (8.6× income, severely stretched). At $115,250, median income runs above typical U.S. levels. 668 residents call 92678 home, typically aged 51. There are about 259 housing units across 92678.

Overall, 92678 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.