ZIP 92688 Foreclosure, Tax-Lien & Distress Report
Orange County, California · High Value market
ZIP code 92688 in Orange County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). Latent structural risk is 62/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values held roughly flat year on year, and 49% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $142,015, median income runs above typical U.S. levels. The poverty rate is 5.8% — low. Rent burden reaches 49% of tenant households. The vacancy rate is 2.6%. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. Educational attainment sits at 49% bachelor's-or-above. A median home runs $906,100 here, or 6.0 times local income. There are about 16,287 housing units across 92688. 43,937 residents call 92688 home, typically aged 39.
Overall, 92688 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 92688 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 92688 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 92688, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 figure for 92688 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 92688 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 92688
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 92688 distress snapshot
A live read on 92688: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 92688
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Rules-based scoring — each signal ties to a public dataset · methodology