ZIP 93631 Property Distress & Foreclosure Data

ZIP code 93631 in Tulare County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (96/100)). What sets it apart are the readings on construction/permit lag (45/100), structural risk (44/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Structural risk reads 44/100 against active distress of 1/100.

The peak-phase market in 93631 posted values that rose 2.1% over the year, 1.4% off the recent peak, and 14% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,656 with a median age of 41. There are about 6,190 housing units across 93631. Home values center near $396,800, an affordability ratio of 4.7×. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $81,226, near the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 5.6%. 8.0% of residents fall below the poverty threshold. Owners hold 70% of homes, renters 30%. Rent burden reaches 35% of tenant households.

Broadly, 93631 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.