ZIP 96708 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 96708 (Maui County, Hawaii) lands at 36/100 — moderate on DLRadar's public-record scoring. Structural risk reads 82/100 against active distress of 7/100. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (82/100), institutional ownership (59/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 22% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 9.9%. The tenure split is 67% owner-occupied to 33% rented. There are about 4,548 housing units across 96708. About 29% have a four-year degree. Median household income is $99,224, above the U.S. median near $78,000. Around 67% of renters are cost-burdened. 11,452 residents call 96708 home, typically aged 40. On demographic stress specifically, 96708 scores 55/100. The typical home is worth about $1,105,400 (10.4× income, severely stretched). 10.4% of residents fall below the poverty threshold.

On balance 96708 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 96708 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 96708, the field stays empty rather than modeled, and fills in as new documents post.

96708's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 96708 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.