ZIP 96732 Property Distress & Foreclosure Data

ZIP code 96732 in Maui County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (64/100). On the structural side it scores 73/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (73/100), institutional ownership (56/100), construction/permit lag (54/100). By contrast, mortgage stress (24/100) register low.

The market reads expansion — home values rose 9.4% year on year, and 16% higher over three years (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 6.6% — low. Around 37% of renters are cost-burdened. At $94,360, median income runs above typical U.S. levels. The typical home is worth about $864,300 (8.8× income, severely stretched). 63% of housing is owner-occupied. About 25,889 people live here, median age 45. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,928 housing units. The demographic-stress sub-score lands at 47/100. The vacancy rate is 6.9%.

Net-net, 96732 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.