ZIP 96732 Foreclosure, Tax-Lien & Distress Report

Maui County, Hawaii's ZIP 96732 registers 40/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), flood (NFIP) exposure (97/100), climate & FEMA risk (93/100). The split runs 90/100 structural to 7/100 active on the ground. Property-level stress concentrates in construction/permit lag (91/100), structural risk (90/100), institutional ownership (75/100). On the quiet end sit mortgage stress (24/100).

The market reads peak — home values rose 1.2% year on year, and 16% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

6.6% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Households earn a median $94,360 — above the roughly $78,000 national figure. The typical home is worth about $864,300 (8.8× income, severely stretched). Owners hold 63% of homes, renters 37%. Population is roughly 25,889 with a median age of 45. About 26% have a four-year degree. There are about 8,928 housing units across 96732. On demographic stress specifically, 96732 scores 47/100. Vacancy runs 6.9%.

Net-net, 96732 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 96732 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 96732 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 40/100 composite is a like-for-like number rather than an isolated estimate. 96732 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 40/100 for 96732 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 96732 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.