ZIP 96770 Property Distress & Foreclosure Data

DLRadar grades ZIP 96770 (Maui County, Hawaii) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (64/100). The latent-versus-live split is 73/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (73/100), institutional ownership (56/100), construction/permit lag (54/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 9.4% over the trailing year (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $56,591 — below the roughly $78,000 national figure. The tenure split is 51% owner-occupied to 49% rented. Around 37% of renters are cost-burdened. About 57% have a four-year degree. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 635 housing units. A median home runs $317,000 here, or 6.4 times local income. On demographic stress specifically, 96770 scores 44/100. The vacancy rate is 63.6% — elevated. 548 residents call 96770 home, typically aged 60.

Taken together, 96770 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.