ZIP 96770 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 96770 (Maui County, Hawaii) at a moderate 36/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). Structural risk reads 82/100 against active distress of 7/100. What sets it apart are the readings on construction/permit lag (86/100), structural risk (82/100), institutional ownership (59/100). On the quiet end sit mortgage stress (24/100).

The peak-phase market in 96770 posted values that rose 1.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $56,591, median income runs below typical U.S. levels. 51% of housing is owner-occupied. Around 37% of renters are cost-burdened. Educational attainment sits at 57% bachelor's-or-above. 19.7% of residents fall below the poverty threshold. The ZIP holds roughly 635 housing units. The typical home is worth about $317,000 (6.4× income). On demographic stress specifically, 96770 scores 44/100. Vacancy runs 63.6%, above the national norm and a classic distress-and-opportunity signal. 548 residents call 96770 home, typically aged 60.

Taken together, 96770 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 96770 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 96770's 36/100 can be lined up against any neighbor in Maui County, Hawaii or any ZIP coast to coast. Where the public record is thin for 96770, the field stays empty rather than modeled, and fills in as new documents post.

Behind 96770's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 96770 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.