ZIP 96821 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96821 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 74/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 18% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $1,563,300 here, or 8.4 times local income. Households earn a median $174,152 — above the roughly $78,000 national figure. Vacancy runs 8.9%. On demographic stress specifically, 96821 scores 39/100. 19,831 residents call 96821 home, typically aged 50. There are about 7,358 housing units across 96821. The tenure split is 86% owner-occupied to 14% rented. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. About 63% have a four-year degree. Rent burden reaches 40% of tenant households.

Overall, 96821 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.