ZIP 96821 Foreclosure, Tax-Lien & Distress Report
Honolulu County, Hawaii · High Value market
ZIP 96821's composite property-distress score is 36/100 - DLRadar classes that as moderate for Honolulu County, Hawaii. The latent-versus-live split is 80/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100). Its heaviest discrete signals: structural risk (80/100), institutional ownership (72/100), construction/permit lag (47/100). By contrast, mortgage stress (20/100) register low.
The expansion-phase market in 96821 posted values that rose 10.8% over the year, and 18% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $1,563,300 (8.4× income, severely stretched). Households earn a median $174,152 — above the roughly $78,000 national figure. Vacancy runs 8.9%. DLRadar's demographic-stress index for the area reads 39/100. 19,831 residents call 96821 home, typically aged 50. The ZIP holds roughly 7,358 housing units. Owners hold 86% of homes, renters 14%. 5.0% of residents fall below the poverty threshold. About 63% have a four-year degree. Rent burden reaches 40% of tenant households.
Overall, 96821 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 96821 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 96821 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96821 can be compared directly against any other ZIP in Honolulu County, Hawaii or nationwide. Sparse data for 96821 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 36/100 for 96821 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 96821 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 96821’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 96821 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Honolulu County ZIP reports
Nearest ZIP codes to 96821
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Honolulu County, Hawaii
Further distress data across Honolulu County, Hawaii at ZIP, county and state level.
Open the complete 96821 acquisition file
Open 96821 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology