ZIP 96731 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96731 registers 33/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted. Structural exposure scores 74 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 19% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $916,700 here, or 11.1 times local income. Vacancy runs 38.7%, above the national norm and a classic distress-and-opportunity signal. 2,827 residents call 96731 home, typically aged 28. The tenure split is 63% owner-occupied to 37% rented. About 34% have a four-year degree. Roughly 11.3% live below the poverty line. Rent burden reaches 47% of tenant households. On demographic stress specifically, 96731 scores 55/100. There are about 1,294 housing units across 96731. Households earn a median $73,393 — near the roughly $78,000 national figure.

Taken together, 96731 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.