ZIP 96701 Property Distress & Foreclosure Data

In Honolulu County, Hawaii, ZIP 96701 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Its standout signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 10% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 34% of renters are cost-burdened. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $107,888 — above the roughly $78,000 national figure. About 39% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 15,276 housing units. A median home runs $941,600 here, or 8.5 times local income. 40,504 residents call 96701 home, typically aged 44. On demographic stress specifically, 96701 scores 42/100. The vacancy rate is 5.6%.

Overall, 96701 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.