ZIP 96701 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 96701 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). The split runs 73/100 structural to 6/100 active on the ground. The pressure is most legible in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted.

Prices here sit in a expansion phase: values rose 10.8% over the trailing year, and 10% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 34% of tenant households. The poverty rate is 6.4% — low. At $107,888, median income runs above typical U.S. levels. About 39% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. There are about 15,276 housing units across 96701. A median home runs $941,600 here, or 8.5 times local income. 40,504 residents call 96701 home, typically aged 44. On demographic stress specifically, 96701 scores 42/100. Vacancy runs 5.6%.

Overall, 96701 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 96701 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 96701 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 96701 reflects the current record instead of a stale or modeled snapshot.

96701's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 96701 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.