ZIP 96782 Property Distress & Foreclosure Data

ZIP code 96782 in Honolulu County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 10% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $874,200 here, or 8.1 times local income. On demographic stress specifically, 96782 scores 44/100. 37,740 residents call 96782 home, typically aged 43. About 32% have a four-year degree. The tenure split is 68% owner-occupied to 32% rented. There are about 12,690 housing units across 96782. Households earn a median $104,779 — above the roughly $78,000 national figure. Rent burden reaches 46% of tenant households. Vacancy runs 3.7%. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas.

Overall, 96782 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.