ZIP 96782 Foreclosure, Tax-Lien & Distress Report
Honolulu County, Hawaii · High Value market
ZIP code 96782 in Honolulu County, Hawaii carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. Structurally it carries 80/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100). Its heaviest discrete signals: structural risk (80/100), institutional ownership (72/100), construction/permit lag (47/100). mortgage stress (20/100) stay muted.
The market reads expansion — home values rose 10.8% year on year, and 10% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $874,200, an affordability ratio of 8.1× — stretched. On demographic stress specifically, 96782 scores 44/100. About 37,740 people live here, median age 43. Educational attainment sits at 32% bachelor's-or-above. Owners hold 68% of homes, renters 32%. There are about 12,690 housing units across 96782. Median household income is $104,779, above the U.S. median near $78,000. Around 46% of renters are cost-burdened. Vacancy runs 3.7%. The poverty rate is 7.3% — low.
On balance 96782 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 96782 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 96782 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 96782 shows blanks, not estimates, wherever the record is sparse.
96782's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 96782 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 96782’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 96782 distress snapshot
Current distress, phase, housing and lender-pressure figures for 96782, drawn from the same report attached to each property.
Nearby ZIPs in Honolulu County
Nearest ZIP codes to 96782
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 96782
Further distress data across Honolulu County, Hawaii at ZIP, county and state level.
Open the complete 96782 acquisition file
See who owns each distressed property in 96782, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology