ZIP 96797 Property Distress & Foreclosure Data

In Honolulu County, Hawaii, ZIP 96797 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 74 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 10% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. Roughly 8.5% live below the poverty line. There are about 21,575 housing units across 96797. About 25% have a four-year degree. Vacancy runs 5.0%. On demographic stress specifically, 96797 scores 43/100. A median home runs $826,300 here, or 7.3 times local income. Households earn a median $110,036 — above the roughly $78,000 national figure. 72,717 residents call 96797 home, typically aged 41. Rent burden reaches 44% of tenant households.

Overall, 96797 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.