ZIP 96816 Property Distress & Foreclosure Data

Composite property distress in 96816 (Honolulu County, Hawaii) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 74 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 6% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $1,168,800 (9.8× income, severely stretched). Vacancy runs 9.3%. About 50,711 people live here, median age 47. 63% of housing is owner-occupied. Rent burden reaches 39% of tenant households. Around 48% of adults hold a bachelor's degree or higher. There are about 19,867 housing units across 96816. At $114,744, median income runs above typical U.S. levels. The poverty rate is 8.4%. The demographic-stress sub-score lands at 48/100.

Net-net, 96816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.