ZIP 96822 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 96822 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). On the structural side it scores 73/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 10.8% over the trailing year, and 9% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 48/100. Roughly 10.3% live below the poverty line. The vacancy rate is 6.1%. Rent burden reaches 41% of tenant households. Home values center near $1,003,400, an affordability ratio of 10.3× — stretched. Around 58% of adults hold a bachelor's degree or higher. The ZIP holds roughly 19,884 housing units. 44,551 residents call 96822 home, typically aged 42. At $95,594, median income runs above typical U.S. levels. Owners hold 54% of homes, renters 46%.

Overall, 96822 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 96822 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 96822 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96822 can be compared directly against any other ZIP in Honolulu County, Hawaii or nationwide. 96822 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96822's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 96822 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.