ZIP 96825 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 96825 in Honolulu County, Hawaii comes in at 33, a moderate composite-distress reading. Structural risk reads 73/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted.

The market reads expansion — home values rose 10.8% year on year, and 13% higher over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 11,898 housing units. Around 48% of renters are cost-burdened. The typical home is worth about $1,088,700 (7.1× income, severely stretched). The vacancy rate is 6.4%. Population is roughly 30,904 with a median age of 49. Median household income is $149,757, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. About 60% have a four-year degree. Owners hold 82% of homes, renters 18%. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas.

Overall, 96825 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 96825 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 96825's 33/100 can be lined up against any neighbor in Honolulu County, Hawaii or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 96825 shows blanks, not estimates, wherever the record is sparse.

96825's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 96825 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.