ZIP 96815 Foreclosure, Tax-Lien & Distress Report

ZIP 96815's composite property-distress score is 33/100 - DLRadar classes that as moderate for Honolulu County, Hawaii. Its heaviest discrete signals: structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (20/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). The split runs 73/100 structural to 6/100 active on the ground.

Prices here sit in a expansion phase: values rose 10.8% over the trailing year, and 5% lower over three years, at 100/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $75,020 — near the roughly $78,000 national figure. Roughly 11.7% live below the poverty line. The vacancy rate is 34.2% — elevated. The demographic-stress sub-score lands at 49/100. There are about 22,933 housing units across 96815. About 47% have a four-year degree. A median home runs $621,000 here, or 8.4 times local income. 45% of housing is owner-occupied. Rent burden reaches 50% of tenant households. 27,146 residents call 96815 home, typically aged 49.

On the whole, 96815 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 96815 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 96815's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 96815 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96815's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 96815 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.