ZIP 96815 Property Distress & Foreclosure Data

DLRadar grades ZIP 96815 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 5% lower over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $75,020 — near the roughly $78,000 national figure. Roughly 11.7% live below the poverty line. The vacancy rate is 34.2% — elevated. On demographic stress specifically, 96815 scores 49/100. The ZIP holds roughly 22,933 housing units. About 47% have a four-year degree. A median home runs $621,000 here, or 8.4 times local income. The tenure split is 45% owner-occupied to 55% rented. Around 50% of renters are cost-burdened. 27,146 residents call 96815 home, typically aged 49.

Taken together, 96815 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.