ZIP 96730 Property Distress & Foreclosure Data

Composite property distress in 96730 (Honolulu County, Hawaii) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100)).

The peak-phase market in 96730 posted values that held roughly flat over the year, 2.1% off the recent peak, and 8% lower over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 47/100. Home values center near $966,600, an affordability ratio of 8.8× — stretched. 14.9% of residents fall below the poverty threshold. Population is roughly 1,427 with a median age of 38. Around 52% of renters are cost-burdened. Educational attainment sits at 56% bachelor's-or-above. The ZIP holds roughly 640 housing units. Owners hold 65% of homes, renters 35%. Median household income is $112,237, above the U.S. median near $78,000. The vacancy rate is 14.1% — elevated.

On the whole, 96730 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.