ZIP 96734 Property Distress & Foreclosure Data

DLRadar grades ZIP 96734 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 21% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $131,554 — above the roughly $78,000 national figure. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Around 54% of renters are cost-burdened. About 53% have a four-year degree. The vacancy rate is 7.4%. The ZIP holds roughly 18,234 housing units. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 96734 scores 48/100. A median home runs $1,367,600 here, or 9.5 times local income. 50,985 residents call 96734 home, typically aged 38.

Overall, 96734 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.