ZIP 96817 Foreclosure, Tax-Lien & Distress Report

In Honolulu County, Hawaii, ZIP 96817 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 73/100 structural and 6/100 already moving.

The market reads expansion — home values rose 10.8% year on year, and 18% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

15.3% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. The ZIP holds roughly 21,426 housing units. Home values center near $916,100, an affordability ratio of 12.4× — stretched. On demographic stress specifically, 96817 scores 53/100. Around 30% of adults hold a bachelor's degree or higher. Population is roughly 55,213 with a median age of 45. Vacancy runs 8.4%. Median household income is $74,690, near the U.S. median near $78,000. The tenure split is 43% owner-occupied to 57% rented.

Net-net, 96817 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 96817 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 96817's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 96817, the field stays empty rather than modeled, and fills in as new documents post.

96817's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 96817 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.