ZIP 96817 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96817 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100)). On the structural side it scores 74/100, with 6/100 of stress already active.

The peak-phase market in 96817 posted values that held roughly flat over the year, 2.1% off the recent peak, and 18% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

15.3% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. The ZIP holds roughly 21,426 housing units. Home values center near $916,100, an affordability ratio of 12.4× — stretched. DLRadar's demographic-stress index for the area reads 53/100. Educational attainment sits at 30% bachelor's-or-above. Population is roughly 55,213 with a median age of 45. The vacancy rate is 8.4%. Median household income is $74,690, near the U.S. median near $78,000. Owners hold 43% of homes, renters 57%.

On balance 96817 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.