ZIP 96818 Property Distress & Foreclosure Data

ZIP code 96818 in Honolulu County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 74/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 9% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

55,107 residents call 96818 home, typically aged 34. A median home runs $667,900 here, or 6.5 times local income. Vacancy runs 6.2%. Rent burden reaches 59% of tenant households. Households earn a median $99,933 — above the roughly $78,000 national figure. About 38% have a four-year degree. There are about 19,633 housing units across 96818. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 37% owner-occupied to 63% rented. On demographic stress specifically, 96818 scores 44/100.

Overall, 96818 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.