ZIP 96818 Foreclosure, Tax-Lien & Distress Report

Honolulu County, Hawaii's ZIP 96818 registers 36/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 80/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100). Its standout signals are structural risk (80/100), institutional ownership (72/100), construction/permit lag (47/100). By contrast, mortgage stress (20/100) register low.

The expansion-phase market in 96818 posted values that rose 10.8% over the year, and 9% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

55,107 residents call 96818 home, typically aged 34. A median home runs $667,900 here, or 6.5 times local income. Vacancy runs 6.2%. Rent burden reaches 59% of tenant households. At $99,933, median income runs above typical U.S. levels. About 38% have a four-year degree. There are about 19,633 housing units across 96818. 7.2% of residents fall below the poverty threshold. Owners hold 37% of homes, renters 63%. The demographic-stress sub-score lands at 44/100.

On balance 96818 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 96818 at the moment; the composite and its components are still built from verifiable records.

The 96818 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 96818 stays directly comparable to neighboring ZIPs and the rest of Honolulu County, Hawaii. Nothing here is interpolated — where a source is thin for 96818, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 36/100 figure for 96818 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 96818 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.