ZIP 96860 Property Distress & Foreclosure Data

DLRadar grades ZIP 96860 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). On the structural side it scores 74/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 46 housing units. On demographic stress specifically, 96860 scores 80/100. About 21% have a four-year degree. 4,414 residents call 96860 home, typically aged 23.

Overall, 96860 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 96860

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Honolulu County

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Deterministic. Every signal traces to a public dataset · methodology