ZIP 96819 Property Distress & Foreclosure Data

In Honolulu County, Hawaii, ZIP 96819 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 18% higher over three years (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

At $96,346, median income runs above typical U.S. levels. 51% of housing is owner-occupied. The vacancy rate is 5.8%. Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 13.3%. The demographic-stress sub-score lands at 54/100. Around 38% of renters are cost-burdened. About 51,961 people live here, median age 40. The typical home is worth about $954,600 (10.0× income, severely stretched). The ZIP holds roughly 13,464 housing units.

Net-net, 96819 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.