ZIP 96819 Foreclosure, Tax-Lien & Distress Report

Honolulu County, Hawaii's ZIP 96819 registers 36/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on structural risk (80/100), institutional ownership (72/100), construction/permit lag (47/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100). On the structural side it scores 80/100, with 6/100 of stress already active.

The expansion-phase market in 96819 posted values that rose 10.8% over the year, and 18% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $96,346, median income runs above typical U.S. levels. The tenure split is 51% owner-occupied to 49% rented. The vacancy rate is 5.8%. Around 23% of adults hold a bachelor's degree or higher. Roughly 13.3% live below the poverty line. DLRadar's demographic-stress index for the area reads 54/100. Rent burden reaches 38% of tenant households. 51,961 residents call 96819 home, typically aged 40. A median home runs $954,600 here, or 10.0 times local income. The ZIP holds roughly 13,464 housing units.

Net-net, 96819 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 96819 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 96819 runs through one identical scoring model, so its 36/100 sits on the same scale as every other ZIP in Honolulu County, Hawaii and the nation. The score is rebuilt from public data as it updates, so 96819 reflects the current record instead of a stale or modeled snapshot.

Behind 96819's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 96819 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.