ZIP 96813 Foreclosure, Tax-Lien & Distress Report

In Honolulu County, Hawaii, ZIP 96813 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)). On the structural side it scores 73/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 10.8% over the trailing year, and 27% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 9.5% live below the poverty line. The ZIP holds roughly 14,019 housing units. At $87,799, median income runs above typical U.S. levels. Rent burden reaches 49% of tenant households. On demographic stress specifically, 96813 scores 47/100. Educational attainment sits at 48% bachelor's-or-above. 55% of housing is owner-occupied. A median home runs $819,700 here, or 9.2 times local income. 26,059 residents call 96813 home, typically aged 43. Vacancy runs 8.2%.

Overall, 96813 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 96813 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 96813's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 96813, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 96813 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 96813 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.