ZIP 96813 Property Distress & Foreclosure Data

ZIP code 96813 in Honolulu County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). On the structural side it scores 74/100, with 6/100 of stress already active.

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 27% higher over three years (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 9.5%. The ZIP holds roughly 14,019 housing units. At $87,799, median income runs above typical U.S. levels. Around 49% of renters are cost-burdened. The demographic-stress sub-score lands at 47/100. Around 48% of adults hold a bachelor's degree or higher. 55% of housing is owner-occupied. The typical home is worth about $819,700 (9.2× income, severely stretched). About 26,059 people live here, median age 43. The vacancy rate is 8.2%.

Net-net, 96813 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.