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ZIP 96814 Foreclosure, Tax-Lien & Distress Report

Honolulu County, Hawaii · High Vacancy market

In Honolulu County, Hawaii, ZIP 96814 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 73/100 structural to 6/100 active on the ground. Property-level stress concentrates in structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)).

The market reads expansion — home values rose 10.8% year on year (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

23,739 residents call 96814 home, typically aged 45. Owners hold 49% of homes, renters 51%. The typical home is worth about $714,400 (9.1× income, severely stretched). The poverty rate is 13.4%. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. At $77,336, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 48/100. The ZIP holds roughly 15,892 housing units. About 50% have a four-year degree. Around 43% of renters are cost-burdened.

Net-net, 96814 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 96814 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 96814 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Honolulu County, Hawaii and the nation. Where the public record is thin for 96814, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 96814 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 96814 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
73/100
Structural risk
6/100
Distress activity

What is driving ZIP 96814’s distress

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further distress layers are graded for 96814

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 96814 by the numbers

The live 96814 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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