ZIP 96814 Property Distress & Foreclosure Data

In Honolulu County, Hawaii, ZIP 96814 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 74/100 against active distress of 6/100. Its standout signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100)).

The peak-phase market in 96814 posted values that held roughly flat over the year, 2.1% off the recent peak, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,739 with a median age of 45. Owners hold 49% of homes, renters 51%. Home values center near $714,400, an affordability ratio of 9.1× — stretched. 13.4% of residents fall below the poverty threshold. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $77,336, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 48/100. There are about 15,892 housing units across 96814. Educational attainment sits at 50% bachelor's-or-above. Rent burden reaches 43% of tenant households.

On the whole, 96814 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.