ZIP 96826 Foreclosure, Tax-Lien & Distress Report

In Honolulu County, Hawaii, ZIP 96826 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. Its standout signals are structural risk (80/100), institutional ownership (72/100), construction/permit lag (47/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 80/100 structural and 6/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (94/100).

The expansion-phase market in 96826 posted values that rose 10.8% over the year, and 6% lower over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $67,743, median income runs below typical U.S. levels. Rent burden reaches 40% of tenant households. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 29,718 residents call 96826 home, typically aged 43. The demographic-stress sub-score lands at 45/100. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Around 38% of adults hold a bachelor's degree or higher. Owners hold 33% of homes, renters 67%. The typical home is worth about $507,200 (7.2× income, severely stretched). There are about 16,487 housing units across 96826.

On balance 96826 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 96826 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 96826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 96826 reflects the current record instead of a stale or modeled snapshot.

The 36/100 for 96826 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 96826 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.