ZIP 96826 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96826 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 74/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100)).

The peak-phase market in 96826 posted values that held roughly flat over the year, 2.1% off the recent peak, and 6% lower over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $67,743, below the U.S. median near $78,000. Around 40% of renters are cost-burdened. 16.5% of residents fall below the poverty threshold. Population is roughly 29,718 with a median age of 43. DLRadar's demographic-stress index for the area reads 45/100. The vacancy rate is 11.9% — elevated. Educational attainment sits at 38% bachelor's-or-above. Owners hold 33% of homes, renters 67%. Home values center near $507,200, an affordability ratio of 7.2× — stretched. The ZIP holds roughly 16,487 housing units.

On balance 96826 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.