ZIP 96707 Property Distress & Foreclosure Data

DLRadar grades ZIP 96707 (Honolulu County, Hawaii) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). On the structural side it scores 74/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 4% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 73% owner-occupied to 27% rented. 49,316 residents call 96707 home, typically aged 35. Households earn a median $121,409 — above the roughly $78,000 national figure. Around 50% of renters are cost-burdened. Roughly 8.2% live below the poverty line. A median home runs $808,300 here, or 6.4 times local income. About 34% have a four-year degree. The vacancy rate is 9.1%. On demographic stress specifically, 96707 scores 40/100. The ZIP holds roughly 16,575 housing units.

Overall, 96707 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.