ZIP 96792 Property Distress & Foreclosure Data

In Honolulu County, Hawaii, ZIP 96792 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 74/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100).

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 2% higher over three years (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

At $83,927, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 48/100. The poverty rate is 18.3% — high, a tax-stress and distress correlate. The ZIP holds roughly 15,688 housing units. Around 16% of adults hold a bachelor's degree or higher. 61% of housing is owner-occupied. The typical home is worth about $569,400 (6.6× income). About 49,879 people live here, median age 34. Around 56% of renters are cost-burdened. The vacancy rate is 14.5% — elevated.

Net-net, 96792 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.