ZIP 96795 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96795 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 74/100 against active distress of 6/100.

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 22% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 10,315 people live here, median age 39. Vacancy runs 5.8%. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. The typical home is worth about $821,800 (6.3× income). The poverty rate is 10.0%. At $118,365, median income runs above typical U.S. levels. Around 22% of adults hold a bachelor's degree or higher. There are about 2,782 housing units across 96795. Rent burden reaches 27% of tenant households.

Net-net, 96795 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.