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ZIP 96795 Foreclosure, Tax-Lien & Distress Report

Honolulu County, Hawaii · High Value market

ZIP code 96795 in Honolulu County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). By contrast, mortgage stress (20/100) register low. The split runs 73/100 structural to 6/100 active on the ground.

The market reads expansion — home values rose 10.8% year on year, and 22% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 10,315 people live here, median age 39. Vacancy runs 5.8%. 79% of housing is owner-occupied. On demographic stress specifically, 96795 scores 38/100. A median home runs $821,800 here, or 6.3 times local income. The poverty rate is 10.0%. At $118,365, median income runs above typical U.S. levels. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 2,782 housing units. Rent burden reaches 27% of tenant households.

Net-net, 96795 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 96795 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 96795's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 96795 shows as blanks, never estimates, and the score updates on every fresh public filing.

96795's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 96795 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

33/100
Composite stress
73/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 96795

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

96795 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 96795, the same set carried on every parcel.

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Adjacent Honolulu County ZIP reports

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Further distress data across Honolulu County, Hawaii at ZIP, county and state level.

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Built from public records, scored the same way everywhere · methodology

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