ZIP 96786 Property Distress & Foreclosure Data

Honolulu County, Hawaii's ZIP 96786 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 74 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values held roughly flat year on year, 2.1% off the recent peak, and 9% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $807,900 (8.7× income, severely stretched). Vacancy runs 8.9%. About 41,293 people live here, median age 28. There are about 14,125 housing units across 96786. The poverty rate is 10.9%. Rent burden reaches 67% of tenant households. 30% of housing is owner-occupied. The demographic-stress sub-score lands at 55/100. Around 25% of adults hold a bachelor's degree or higher. At $83,488, median income runs near typical U.S. levels.

Net-net, 96786 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.