ZIP 96786 Foreclosure, Tax-Lien & Distress Report
Honolulu County, Hawaii · High Value market
On DLRadar's 0-100 public-record scale, ZIP 96786 in Honolulu County, Hawaii comes in at 33, a moderate composite-distress reading. Structurally it carries 73/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: structural risk (73/100), institutional ownership (59/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (20/100).
Prices here sit in a expansion phase: values rose 10.8% over the trailing year, and 9% higher over three years, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $807,900 here, or 8.7 times local income. Vacancy runs 8.9%. About 41,293 people live here, median age 28. The ZIP holds roughly 14,125 housing units. 10.9% of residents fall below the poverty threshold. Around 67% of renters are cost-burdened. Owners hold 30% of homes, renters 70%. The demographic-stress sub-score lands at 55/100. Around 25% of adults hold a bachelor's degree or higher. At $83,488, median income runs near typical U.S. levels.
On balance 96786 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 96786 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 96786 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96786 can be compared directly against any other ZIP in Honolulu County, Hawaii or nationwide. 96786 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 96786's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 96786 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 96786
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
96786 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 96786, the same set carried on every parcel.
Honolulu County ZIPs near 96786
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Deterministic. Every signal traces to a public dataset · methodology