ZIP 96791 Property Distress & Foreclosure Data

ZIP code 96791 in Honolulu County, Hawaii carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (74/100), construction/permit lag (62/100), institutional ownership (52/100). mortgage stress (20/100) stay muted. Structural risk reads 74/100 against active distress of 6/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 48% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 62% owner-occupied to 38% rented. Households earn a median $93,875 — above the roughly $78,000 national figure. 6,434 residents call 96791 home, typically aged 46. There are about 2,761 housing units across 96791. A median home runs $977,400 here, or 9.9 times local income. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 53% of tenant households. Roughly 9.5% live below the poverty line. On demographic stress specifically, 96791 scores 53/100. About 30% have a four-year degree.

Taken together, 96791 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.